Ready to vacation with RCI? As the world’s largest vacation exchange network, RCI is the arguably the best addition to your vacation ownership. With over 4,000 affiliated resorts in nearly 110 countries, members can exchange their vacation points or weeks for a whole new adventure each year, as well as hotel stays, car rentals, cruises, and more. But what does it cost? Just as there are annual maintenance fees for your timeshare ownership, there are fees associated with RCI, including exchange fees and additional RCI membership fees for point deposits, transfers, protection, etc. Since these fees can change each year, you’ll want to stay up to date. So. here’s your guide to the RCI exchange fees for 2025-2026.
What Is RCI?
RCI is a subscription-based vacation exchange company created for timeshare owners to get the most out of their timeshare interests. With an RCI membership, owners of affiliated brands can deposit and exchange their timeshare points or weeks to stay at other resorts in the RCI network. These resorts are from RCI-affiliated brands and may feature destinations not included in your developer’s resort portfolio, adding a bit of variety to your travels.
RCI has two types of membership with corresponding RCI membership fees: RCI Weeks and RCI Points. Additionally, RCI Points members and RCI Weeks members have the option to upgrade their benefits with Platinum and Gold memberships. If you are an RCI member, you are probably well acquainted with RCI membership fees. As a subscription-based program, owners generally make payments in advance for using the services available. In addition to exchange, members also receive benefits for hotel stays, cruises, car rentals, and flights through RCI.
External Exchange vs Internal Exchange
Have you used RCI before? Many owners agree that whether they exchange internally or externally, vacationing to new destinations with timeshare is one of their favorite benefits of owning. RCI, or Resorts Condominiums International, is a third-party external exchange company with thousands of affiliated resorts around the world. However, some timeshare brands offer their own internal exchange programs.
Internal exchange allows owners of points and weeks to exchange their ownership for other timeshares in their resort family. Additionally, internal exchange programs may allow owners to exchange their resort stays for hotel stays. Companies with internal exchange programs include Hilton Grand Vacations, Wyndham Destinations, and Marriott Vacation Club. However, an external exchange program, such as RCI and II, allow owners to exchange their vacations for others outside of their resort developer/family.
RCI-Affiliated Brands
It’s worth noting that even though a brand is RCI-affiliated, not every resort in the brand will be available for exchange through RCI. To avoid any confusion, call RCI to check the availability of your resort or the resort you’d like to visit on the exchange network. RCI is the largest vacation exchange network in the world and has partnerships with the brands listed here:
If you don’t own a timeshare yet, get started by browsing our timeshares for sale, or check one out on the timeshare rental market.
How Much Are RCI Exchange Fees?
How much are RCI exchange fees and membership rates? The number and cost of fees you pay with RCI depend on your membership package. RCI refers to its membership fees as network dues. RCI reserves the right to change fees at any time at their own discretion. According to RCI, the RCI membership fees and exchange fees below are the most current. Since owners use their timeshares year after year, RCI gives the option to purchase your membership for future years at a discount. By subscribing ahead of time, you won’t have to revisit your subscription year after year.
RCI Exchange Fees 2025-2026
If flexibility is important to you, compared to weeks members, RCI Points members have a bit more flexibility in their membership. This is because points can be divided among several one- to five-night stays as compared to weeks. For example, if you wanted to take a weekend getaway and then use your remaining days elsewhere a few months later, you hypothetically could, which isn’t the case with weeks.
Just as points-based timeshare values vary, so do timeshares on the RCI network. Your annual allotment of RCI points depends on a number of factors. A few factors that affect the value of your ownership RCI’s network are: your resort’s popularity, the type and size of your unit, as well as the season you own in.
*The following RCI membership fees for 2025 are effective starting December 1, 2024.
RCI Points Fee Chart (Annual)
| Year | Price |
| 1 Year | $134 |
| 2 Years | $249 |
| 3 Years | $348 |
| 4 Years | $442 |
| 5 Years | $539 |
| Reinstatement Fee | $300 |
Managing Your RCI Points Deposits
There are a few fees for points management. The great thing about points-based programs is that you can generally roll over points from previous years to the next year. Additionally, you can save points from this year for next year. Keep in mind that different rules and rates apply, so check with RCI and your developer to be sure these options are available to you. Oftentimes, it’s best to get the information for your specific ownership since owner needs vary.
A Points Saving fee occurs when you want to save your points to use for the next year. A Points Extension fee applies when you want to roll over those points to the third year. The fee amount you pay depends on the number of points you wish to roll over.
If, while browsing the RCI network, you come across a resort you like but don’t have enough points to exchange, don’t fret! You also have the option to rent more points upon checkout. Take a look at the RCI fees associated with points management below.
| Managing Your RCI Points | Price |
| Points Saving Fee | $36 |
| Points Extension (Less than or equal to 30,000 points) | $109 |
| Points Extension (30,001 points or more) | $159 |
| Points Extension Fee (WVO Flat Rate) | $129 |
| Points Rental Fee (Per Point) | $0.03 |
| Points for Weeks Deposit Fee | $49 |
| Points Transfer Fee | $98 |
RCI Points Protection
RCI values its members, so they designed RCI Points Protection. This program guarantees members a 100 percent refund on points they spend that don’t get used. However, in order to qualify for the Points Protection guarantee, you must purchase it. The price of the program depends on the number of points you want to protect.
| RCI Points Protection | Price |
| 1-2 nights | $69 |
| 3-4 nights | $79 |
| 5+ nights | $89 |
*Purchased 30 days or less from the date of vacation confirmation AND 15 days or more before check-in date.
| RCI Points Protection | Price |
| 1-2 nights | $109 |
| 3-4 nights | $119 |
| 5+ nights | $129 |
*Purchased 31 days or more from the date of vacation confirmation OR 14 days or less from check-in date.
Explore RCI Resorts in New England
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RCI Weeks Exchange Fees 2025-2026
Owners can exchange their traditional week at their home resort for a week somewhere else with an RCI Weeks membership. Similar to points membership, RCI Weeks is also a subscription-based program where fees are due each year to continue the use of the service. Below are the current RCI membership fees for Weeks members. Don’t forget members have the option to buy a subscription up to five years in advance to save money on RCI exchange fees in the future. There is a slight discount for purchasing ahead of time or bulking your RCI membership.
The Deposit Trading Power depends on a variety of factors, like your resort’s popularity, unit size, as well as the type of unit you own, and the season you own in. RCI assigns each timeshare week trading power at its discretion.
*The following RCI fees are effective starting December 1, 2023.
RCI Weeks Fee Chart (Annual)
| RCI Weeks Subscription Fees | Total Cost | Price Per Year | You Save Approx. |
| 1 Year | $109 | $109 | N/A |
| 2 Years | $199 | $99.50 | $19 |
| 3 Years | $279 | $93 | $48 |
| 5 Years | $439 | $87.80 | $106 |
| 10 Years | $768 | $76.80 | $322 |
| VRI (3 for 2) | $200 | ||
| Reinstatement Fee | $49 |
Managing Your RCI Weeks Deposits
Just like managing points deposits, there are RCI exchange fees assumed with managing your week’s deposits as well. The extension and deposit concepts are the same as the points, just at different price points.
| Managing Your RCI Weeks | Price |
| Deposit Extension – 1 Month | $49 |
| Deposit Extension – 3 Months | $99 |
| Deposit Extension – 6 Months | $139 |
| Deposit Extension – 12 Months | $159 |
| Combine Deposit Fee – 12 Month expiration | $169 |
| Combine Deposit Fee – 24 Month expiration | $249 |
| Deposit Transfer | $98 |
| Deposit Restore | $69 |
| Unit Upgrades and Changes | $49 |
What Is RCI Trading Power Protection?
RCI Trading Power Protection (TPP) is a fee you can pay that locks in the value of your week upon booking. By having the TPP, your Deposit Trading Power, which is used toward your exchanged vacation, is protected should you decide to cancel your trip or rearrange your dates. With this protection, RCI will not recalculate the week’s value.
| Trading Power Protection (TPP) | Price |
| TPP Purchased 30 days or less from date of vacation confirmation AND 15 days or more before check-in date | $89 |
| TPP Purchased 31 days or more from date of vacation confirmation OR 14 days or less from check-in date | $129 |
RCI Weeks Online Self-Enrollment Fees
This is the RCI fee you will pay to enroll in RCI Weeks online. Like the RCI membership fee, it’s cheaper to buy years in advance rather than one year at a time.
| RCI Weeks Online Enrollment Fees | Price |
| 1 Year | $159 |
| 2 Year | $239 |
| 3 Year | $309 |
| 5 Year | $459 |
RCI Weeks New Member Renewal Rates & Upgrade Renewal Rates
For new members of RCI that are interested in renewing, you can do so at a discounted cost. RCI Weeks members can also upgrade their memberships up to ten years and save even more. Please note that the new member has to have less than one year tenure with RCI. Moreover, if your original renewal has taken place within the last twelve months, you can upgrade your RCI Weeks subscription for a discounted rate.
| Weeks New Member Renewal Rates | Price |
| 1 Year | $85 |
| 2 Years | $159 |
| 3 Years | $219 |
| 5 Years | $349 |
| 10 Years | $683 |
| Weeks Upgrade Renewal Rates | Price |
| 1 Year to 3 Years | $170 |
| 1 Year to 5 Years | $330 |
| 1 Year to 10 Years | $660 |
| 2 Years to 5 Years | $240 |
| 2 Years to 10 Years | $570 |
| 3 Years to 5 Years | $160 |
| 3 Years to 10 Years | $490 |
| 5 Years to 10 Years | $329 |
RCI Membership Fee: Reactivation Fee
Moreover, should your RCI membership period expire, your subscription will be canceled if you do not renew within 120 days of its expiration. The RCI membership fee for reactivation is $49; this is in addition to your standard member fee. In the event your membership is canceled, call RCI to discuss your options.
RCI Platinum Membership
An RCI Platinum membership allows owners access to great vacation perks, including exclusive sales and savings and priority booking. In addition to these benefits, you receive priority on select exchange vacations before they are made available to the entire network, and 24/7 Travel Assistance for problems big or small.
RCI Platinum Benefits
- 10% savings on Extra Vacations Getaways and Last Call Vacations, including those already on sale.
- 10% discount on the Combined Deposit Fee and increase your exchange options.
- 25% discount on Guest Certificates so you can share with family or friends and save!
- Free Ongoing Search, meaning RCI can help you find your ideal vacation and you won’t be charged the Exchange Fee until they find a match.
- Free On-Hold Vacations, so you can iron out those last-minute details without a fee for 24 hours.
- Exclusive Platinum savings on 345,000+ activities, such as sightseeing tours, theme parks, etc.
- Platinum member-exclusive pricing for car rentals.
- Free points transfer to another RCI Points member.
- Complimentary unit upgrades and resort changes on confirmed Exchange vacations when available.
- Shop with Kart and receive deals on electronics, fashion, jewelry, etc.
RCI Platinum Points Membership Fees
| RCI Weeks Platinum Fees | Total Cost | Price Per Year | You Save Approx. |
| 1 Year | $89 | $89 | N/A |
| 2 Years | $155 | $77.50 | $23 |
| 3 Years | $221 | $73.67 | $46 |
| 4 Years | $279 | $69.75 | $77 |
| 5 Years | $322 | $64.40 | $123 |
RCI Exchange Fees for Points and Weeks
In addition to your yearly RCI membership fee, you must pay RCI exchange fees. The exchange fee is required in order to exchange your ownership on the network. The exchange fee varies depending on whether you have a points or weeks membership. Below is a chart with the most current fees.
RCI Exchange Fees Chart
| Points Members Exchange Fees | Total Cost |
| Home Week Reservation (7 nights) | No charge |
| Home Resort Reservation (7 nights) | $50 |
| RCI Points Reservation 14 nights + | $349 |
| RCI Points Reservation: 7-13 nights | $279 |
| RCI Points Reservation 6 nights | $269 |
| RCI Points Reservation 5 nights | $249 |
| RCI Points Reservation 4 nights | $209 |
| RCI Points Reservation 3 nights | $139 |
| RCI Points Reservation 2 nights | $79 |
| RCI Points Reservation 1 night | $59 |
| RCI Weeks Reservation (7 nights) | $299 |
| Weeks Members Exchange Fees | Total Cost |
| Exchange Fee – Call Center/RCI.com | $299 |
| Exchange Plus Tier 1 | $399 + 12 Trading Power |
| Exchange Plus Tier 2 | $599 + 12 Trading Power |
| Exchange Plus Tier 3 | $799 + 12 Trading Power |
| Exchange Plus Tier 4 | $999 + 12 Trading Power |
| Exchange Plus Tier 5 | $1299 + 12 Trading Power |
| Exchange Plus Tier 6 | $1599 + 12 Trading Power |
| Vacation Village Internal Exchange Fee | $149 |
RCI Gift Certificate Fee
If you’re not using your timeshare, you can use Guest Certificates through RCI to gift it to a family or friend. By doing this, you can give the gift of travel to any resort in the RCI network. There is a Gift Certificate fee for transferring your membership for the year. This fee is applicable to both points and weeks members. The guest certificate allows a friend or family member the ability to check into your timeshare after you have booked your vacation through RCI. This is a great option if you’re looking for a gift for someone or if you aren’t going to be taking a vacation this year
| Guest Certificate Type | Price |
| Guest Certificate | $109 |
| 5 Year Guest Pass | $189 |
What Is RCI Last Call and Cruises?
Last Call Vacations are last-minute, week-long getaways that are available to confirm within 45 days of check-in. Being a huge vacation exchange network, it’s no surprise RCI offers cruise options as well. You’ll find both listed here:
| Last Call and Cruise Rentals | Studio | (1BR) | (2BR) |
| Last Call – Call Center/RCI.com | $309 | $339 | $379 |
| RCI Cruise Rentals USD | N/A | N/A | Fees Vary |
How to Use RCI Points on Cruises
Through RCI Cruise Exchange, you can use both RCI points and Trading Power for discounted rates on select cruise lines. Save up to $1,200 per stateroom on popular brands like Norwegian, Princess, Holland America, Oceana, Avalon, and Royal Caribbean when you exchange 20,000 RCI points or 7 Trading Power Weeks. Learn more about RCI Cruise Exchange or some of the best cruises to take.
RCI Gold Crown Resorts
One other benefit of membership to RCI is access to RCI’s Gold Crown Resorts. These resorts are affiliate resorts with the highest level of excellence in all aspects of the guest experience. From top-notch amenities to fantastic dining options, to resort cleanliness and staff hospitality, these resorts are the best of the best and are rewarded with the Gold Crown recognition. So, an RCI membership offers you access to some of the most celebrated resorts around the world. Some of the best Gold Crown Resorts include:
Become a Member of RCI with Timeshares Only
If you’re ready to become a member of RCI, you’ll need a timeshare ownership affiliated with RCI. Luckily, we can help with that! Timeshares Only‘s resale market features a wealth of RCI-affiliated resort ownerships for sale, including RCI Gold Crown resorts! Not to mention, these timeshares are sold for a fraction of the cost of retail. This way, you can save more on your ownership and instead put that money toward RCI exchange fees and RCI membership fees! Start by browsing our resale market for an affiliated ownership. Once you find one you love, make an offer! One of our timeshare specialist will be in touch soon, but feel free to give us a call at 1-800-610-2734 or email us at [email protected]. Then, when you’re officially an owner, you can sign up for RCI membership and start exchanging your points/week.
